Vol 10 (2022): November
Islamic Economics

Effect of Mudharabah, Musyarakah and Murabahah Financing on Profitability of Islamic Banks Listed on the Indonesia Stock Exchange for the 2018-2020 Period
Pengaruh Pembiayaan Mudharabah, Musyarakah dan Murabahah Terhadap Profitabilitas Pada Bank Syariah yang Terdaftar di Bursa Efek Indonesia Periode 2018-2020


Sri Wulan Dari
Universitas Muhammadiyah Sidoarjo, Indonesia
Imelda Dian Rahmawati
Universitas Muhammadiyah Sidoarjo, Indonesia
Picture in here are illustration from public domain image or provided by the author, as part of their works
Published November 28, 2022
Keywords
  • Profitability,
  • Mudharabah,
  • Musyarakah and Murabahah

Abstract

Based on the objectives of this research, including to determine the effect of mudharabah on profitability in Islamic banks listed on the Indonesia Stock Exchange for the 2018-2020 period. To determine the effect of Musyarakah on Profitability of Islamic Banks Listed on the Indonesia Stock Exchange for the 2018-2020 period. To determine the effect of Murabaha on Profitability of Islamic Banks Listed on the Indonesia Stock Exchange for the 2018-2020 period. The research method used is quantitative. The population is taken from the data of Islamic banking companies listed on the Indonesia Stock Exchange for the 2018-2020 period. The sampling is Saturated Sampling. The population has 42 financial reports from 14 Islamic banking companies multiplied by 3 years. Data retrieval is done by using documentation taken from the financial statements. This study uses data analysis, namely multiple linear analysis with the SPSS (Statistics Program For Social Science) program and hypothesis testing using the t test. The results show that Mudharabah Financing has a positive and significant effect on profitability in Islamic banking companies. Musyarakah financing has a positive and significant effect on profitability in Islamic banking companies. And Murabahah Financing has a positive and significant effect on profitability in Islamic banking companies.

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