Indonesian Journal of Islamic Studies
Vol 11 No 3 (2023): August
Islamic Economics

Religiosity's Influence on Money Attitude, Self-Control, and Income in Shaping Consumptive Behavior: A Quantitative Analysis
Pengaruh Religiusitas pada Sikap terhadap Uang, Kendali Diri, dan Pendapatan dalam Membentuk Perilaku Konsumtif: Analisis Kuantitatif.


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  • Nadhita Bhela Hartiningsih,
  • Wisnu Panggah Setiyono
Nadhita Bhela Hartiningsih
Universitas Muhammadiyah Sidoarjo, Indonesia
Picture in here are illustration from public domain image or provided by the author, as part of their works
DOI: https://doi.org/10.21070/ijis.v11i3.1675
Published September 7, 2023
Keywords
  • Consumptive Behavior,
  • Money Attitude,
  • Religiosity,
  • Self-Control,
  • Income Level

Copyright (c) 2023 Nadhita Bhela Hartiningsih, Wisnu Panggah Setiyono

Creative Commons License

This work is licensed under a Creative Commons Attribution 4.0 International License.

Abstract

This study employs a quantitative approach to investigate the impact of money attitude, self-control, and income level on consumptive behavior, with religiosity as a moderating variable. Using Likert scale data collection and Partial Least Squares (PLS) analysis, our findings reveal that money attitude and self-control positively influence consumptive behavior, while income level has a significant effect. Notably, religiosity moderates the relationship between self-control and consumptive behavior. These results shed light on the intricate interplay between individual financial attitudes, self-control, religiosity, and income level, providing valuable insights for researchers and policymakers seeking to understand and mitigate consumer behavior patterns.

Highlights:

  • Money Attitude and Self-Control Influence Consumption: Money attitude and self-control are significant factors shaping consumer behavior.
  • Religiosity as a Moderator: Religiosity plays a moderating role in the relationship between self-control and consumptive behavior.
  • Implications for Policy and Research: These findings offer insights for policymakers and researchers studying financial behavior and its societal implications.

Keywords: Consumptive Behavior, Money Attitude, Religiosity, Self-Control, Income Level

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